Do you accept insurance?

After many years of dealing with insurance and managed care panels that micro-managed and meddled  in my patients’ treatment, I opted out. I am not a provider on any insurance panels. This was not an easy decision because I understand that many people have difficulty affording therapy without relying on their insurance coverage.  Quite simply, I prefer to work directly with you to determine a reasonable fee. This way we can decide together what sort of treatment you need without having to accommodate to a third party.

In spite of this, if you are a member of a “preferred provider” insurance program, your insurance company will most likely reimburse you for a portion of my fee. I will provide you with a monthly statement that includes all of the necessary documentation, including a diagnosis, which you can submit to your insurance company.

In order to determine how much your insurance company will reimburse you, here are some questions you may wish to ask their representative. You may need to specify that I am licensed as a Marriage and Family Therapist:

What is my yearly deductible, and has it been met?

How many sessions per year does my plan cover?

How much will I be reimbursed per session?

What do you consider to be a “reasonable and customary fee”?

Will my plan cover an out-of-network provider?

What is my lifetime maximum benefit?

Is prior approval required from my primary care physician?